Financing Your Business
American Southwest Credit UnionProvides local quality financial products and services to residents and businesses from regular banking products to a wide variety of lending products such as Commercial, Industrial, Agribusiness, Consumer and Real Estate (Residential and Commercial).
Contact the American Southwest Credit Union is located at:
Kathy Wise, Business Development Director
American Southwest Credit Union
3090 E Fry Boulevard
Sierra Vista, AZ 85635
Arizona Regional Economic Development Foundation (AREDF) - Downtown Business DistrictProvides loans designed to minimize the challenges property owners face in acquiring funding for property development improvements in the Downtown Business District.
CDC Small Business Finance
CDC Small Business Finance is a non-profit lender providing capital to small businesses so they can expand, grow and create jobs in California, Arizona and Nevada. In 37 years, CDC has helped create over 160,000 jobs by leveraging more than $12 billion in loans to over 10,000 small businesses.
The CDC Small Business Finance office is located at:
CDC Small Business Finance
2375 E. Camelback Road, Suite #600
Phoenix, AZ 85016
Chicano's por La CausaCreate opportunities for small businesses and neighborhoods to flourish through business lending, commercial development, and financial empowerment. We strengthen communities, offering all types of housing development, property management, neighborhood revitalization, housing counseling, and other pertinent services.
Contact Chicano's por La Causa at:
Development Director/Regional Manager
Chicanos por la Causa
2550 East Ft. Lowell Rd.
Tucson, AZ 85716
Community Development Block Grant Program (CDBG)Program is a flexible program that provides communities with resources to address a wide range of unique community development needs. Beginning in 1974, the CDBG program is one of the longest continuously run programs at HUD. The CDBG program provides annual grants on a formula basis to 1209 general units of local government and states west end of Sierra Vista.
Disaster Loans: SBAProvides low-interest disaster loans to businesses of all sizes, private nonprofit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace specific items.
Small Business Administration LoansSBA offers a variety of loan programs for very specific purposes. Take some time to study the programs described in this section, to see if you qualify to participate.
- General Small Business Loans: 7(a) - SBA’s most common loan program, includes financial help for businesses with special requirements.
- Microloan Program - SBA’s Microloan Program provides small, short-term loans to small business concerns and certain types of not-for profit child-care centers.
- Real Estate & Equipment Loans - CDC/504 Loan Program provides financing for major fixed assets such as equipment or real estate.